Privacy Policy

Creative Connections & Commons, Inc. (hereinafter referred to as “CCC”),  recognizes and values your data privacy rights. We seek to uphold them in accordance with the law.

In this Statement…

Personal data refers to any information that identifies you as a person. As defined by the Philippine Data Privacy Act of 2012, this may be “sensitive personal information.”

Data privacy refers to the necessity to preserve and protect any personal data collected by an organization from being accessed by a third party.

This Privacy Policy Statement aims to explain the following:

Your data privacy rights are protected by the Philippine Data Privacy Act of 2012. This law states that you have the right to:

• Be informed. You must be advised if your personal data will be or has been processed. This includes the existence of automated decision-making and profiling in select transactions.
• Access. You have the right to reasonable access, upon written request, the contents of your personal data that were processed and the manner by which these were processed; the sources from which these were obtained; the recipients and reasons for disclosure, if any; date when your information was last modified; and information on automated processes where your information will be made as the sole basis for any decision that may significantly affect you.
• Rectify incorrect data. You have the right to correct any error in your personal data and, if warranted, request immediate rectification.
• Erase or block. You have, based on reasonable grounds, the right to suspend, withdraw or order the blocking, removal or destruction of your personal data from CCC’s filing system, without prejudice to CCC continuing to process personal data for commercial, operational, legal and regulatory purposes.
• Secure data portability. Where your personal data is processed by electronic means and in a structured and commonly used format, you have the right to obtain a copy of it from CCC for your further use.
• Be compensated for damages. You shall be compensated for any damage sustained due to inaccurate, incomplete, outdated, false, unlawfully obtained or unauthorized use of personal data, taking into account any violation of your rights and freedoms.
• File a complaint. You may file a complaint or exercise your rights above by reaching out to our Data Protection Officer in the contact details provided below.

At CCC, we ask you for your personal data when you:

• Use our websites, applications or facilities
• File for claims
• Take part in research or surveys
• Join our events
• Become our partner, vendor, supplier, employee or contractor

The personal data we collect from you may include the following:

• Name, age, sex, civil status, date and place of birth, nationality and/or citizenship, address, and contact details
• Employment or business information, and source of funds/property, wealth, and income
• Medical information
• Payment card number or bank account details
• Government-issued identification numbers [e.g., Passport, Tax Identification Number (TIN), Social Security System (SSS) or Government Service Insurance System GSIS) Numbers]
• Beneficiaries’ information
• Other information that you have directly provided us

We may also ask for personal data from other sources whom you have permitted to share your information with us.

There may be cases where third parties send us personal information even without us requesting. In such cases, we will determine if we can legally keep the information and use it for the declared purpose.

It must be noted that this Statement does not apply to third party websites which have links to our sites. The processing of your personal data in a third party site is subject to their own Data Privacy Policy. CCC will not be responsible for the information collected from such sources, neither will CCC be liable for any loss or damage caused by the use of or reliance on such third party.

We process your personal data based on your consent, legitimate business interest, and lawful processing. We use it only for:

• Processing and underwriting applications for our business products and services;
• Providing, administering, and servicing our products and services to help you meet your needs, including for purposes of improving/upgrading our systems and business processes or appointing third party vendors;
• Assessing your suitability for products and services, including conducting data analytics, market research, and surveys to offer you better products and services;
• Complying with applicable laws, regulations, directives, issuances by, or agreements and obligations of CCC to any competent authority, regulator, supervisory body, enforcement agency, exchange, court, quasi-judicial body, or tribunal;
• Identifying, investigating, and preventing  financial crimes, including fraud, bribery, money laundering and terrorist financing, including but not limited to submitting reports to the Anti-Money Laundering Commission (AMLC) and other regulators;
• Enforcing and/or defending the rights of CCC before any agency, court, tribunal, quasi-judicial body;
• Recognizing other lawful or legitimate commercial or business purposes necessary for the performance of, or in relation to, a contract or service in which you are part of
• When necessary or desirable in the context of an employer-employee relationship; and
• Enabling CCC to manage its businesses and ensuring that we are able to identify, measure, manage, and mitigate any risk that may come up.

CCC keeps your personal data in paper-based files and electronic records. While the processing of your personal data exposes you to financial, legal, regulatory, or reputational risks that may result from its unauthorized processing or disclosure, CCC is committed to protecting your privacy by:

• Maintaining physical, technical, and organizational safeguards to protect your personal data against loss, theft, unauthorized access, disclosure, copying, use, or modification
• Using a secured server behind a firewall, encryption, and other secured controls
• Limiting access on a need-to-know basis.

CCC takes responsibility for all your personal data in our possession. This includes information transferred to third parties who perform services on our behalf, whom we require  to strictly adhere to our privacy policies and practices.

We may disclose and share your personal data based on your consent, legitimate business interest, and lawful processing, to the following parties:

• Any member of the CCC Group here and abroad, its directors, officers, employees, duly authorized representatives, related companies, affiliates, financial advisors, and mutual fund representatives;
• Third party service providers and vendors including encoding, printing and courier services; credit card processors; IT software providers; hosting vendors; partner doctors, hospitals and medical facilities; and customer support providers who are obliged to keep your personal data confidential. They will have access to your personal data only as necessary to perform their requested function on your behalf, and only if their security and privacy standards are acceptable to CCC;
• Business partners who help us market and distribute our products and services;
• Any authority, regulator, supervisory, enforcement agency, exchange, court, quasi-judicial body or tribunal;
• Professional advisers including accounting, tax, financial or legal counsel; or
• Anyone we consider necessary for purposes of providing you products and services and other lawful purposes mentioned above.

Your personal data will be retained by CCC throughout the duration of your contract, or account and/or until the expiration of the retention limit set by CCC standards, industry standards, laws and regulations. This period will be counted from account closure and will be set until destruction, disposal or anonymization of records, unless withdrawn in writing or withheld due to changes in the information supplied by the Company.

CCC reserves the right to update or change sections of this Privacy Policy Statement any time and without prior notice.  We will exert reasonable efforts to reach out to our clients in case there are significant changes, but we highly encourage you to review this Statement every now and then.

If you have questions about this Privacy Policy Statement, our data processing activities, or transactions made via this website, you may contact us at (63) 82-233-0032 or send an email to inquiry@cccjph.com.

Address: Creative Connections & Commons, Inc.

Door 10 2/F, Malayan House Km.6 J.P. Laurel Ave., Lanang Davao City 8000 Philippines

Phone: +63 (82) 233 0032

Email address: inquiry@cccjph.com

This site uses third-party advertising services. In order to display advertisements for products and services that match the interests of users, such advertisement distributors use information related to access to this site and other sites (excluding name, address, e-mail address, and telephone number). ) may be used. For more information on this process and how to prevent such information from being used by ad serving companies, please see Google’s Privacy Policy page below.

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